Display unit only · values are not converted using FX rates.
Back to Landing Page
Educational simulation · Not investment advice
Free demo workflow
  • ✓ Start with real spending, then simulate the portfolio
  • ✓ Bars show portfolio cash flow; the line shows monthly spending
  • ✓ Useful for demonstrating one expense goal at a time
Built for Wealth Lab Simulator
  • › Inflation-aware simulation and runway
  • › Crisis testing and rescue optimization
  • › Scenario comparison for the global version
This calculator starts empty. Enter your own spending, capital, and portfolio below to test the calculator. This static demo does not store, upload, or share user inputs — nothing is preloaded for you.
1
Plan Spending
›
2
Enter Capital
›
3
Build Sample Portfolio
›
4
Compare With Spending
Overview · Portfolio Cash Flow vs Spending
Educational simulation based on simplified assumptions. Not a forecast, not real-time data, and not investment advice.
Result basis: before estimated tax
Fees, FX, personal tax, and trading costs are not included.
GROSS VIEW
Estimated average monthly cash flow
$ 0 /month
Add spending above to see how much the portfolio may cover
Estimated annual portfolio income
—
Before estimated tax, fees, FX, and trading costs
Average portfolio dividend yield
—
Weighted by holding allocation
Historical dividend-growth reference
—
Historical reference only · not a forecast
Total annual spending
—
Starting capital
—
1
Spending Plan
Start here so the demo has a clear target
$
$
Synced with monthly × 12
2
Starting Capital
$
≈ $0 Enter your own starting capital
This calculator starts empty. Your inputs are not saved, stored, or shared.
3
Sample Portfolio
Yield and growth are simplified historical references for simulation only · Sample data prepared on: 23 May 2026 · Not real-time data · Limited sample assets for demo · Listed assets are not recommendations · Actual income and portfolio value are not guaranteed
Total allocation 0%
4
Spending Comparison
🎯
Enter spending, capital, and a sample portfolio to see the comparison
Dividend Payout Calendar
Estimated dividend $ paid by each holding, month by month
📅
Add holdings to the sample portfolio above to see the payout calendar
Free companion demo by Wealth Lab Simulator
Reading The First Honest Plan?
This free demo can be used as an optional companion to the ebook The First Honest Plan. Start from spending, then see how much a sample portfolio may cover. The full Wealth Lab Simulator is not open for sign-up yet, but you can return to the landing page to learn more or join the waitlist.
Back to Landing Page Join full-app waitlist →
© 2026 Choosaki. All rights reserved. Wealth Lab Simulator is an educational project name used for demonstration purposes.
Free educational demo · Optional ebook companion · Not investment advice · Sample data only
⚠ Disclaimer — Please read: All results are hypothetical estimates for education and planning purposes only. They are based on user inputs, limited sample assets, and simplified historical assumptions. This demo is not an investment advisory service and does not recommend, endorse, rank, buy, sell, hold, switch, or allocate to any asset shown. Listed tickers are sample assets for demonstration only. Results do not guarantee future dividends, returns, payout schedules, market prices, currency rates, or capital preservation. Results are shown before withholding tax, personal tax, fees, FX conversion, trading costs, platform limits, and other real-world frictions unless the interface clearly shows an after-tax planning view. Demo data is not real-time and may be incomplete or outdated. Always verify the latest data from official sources and consult qualified professionals before making financial, tax, legal, or investment decisions.